Bank in Hicksville, NYChecked Oct 10, 2026Updated
Flagstar Bank
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| Flagstar Kids Savings | – | None |
| Flagstar Performance Savings | 3.20% | $15 |
| Flagstar Ready Savings | 4.00% | $5 |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| Flagstar Money Market | – | $15 |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| Flagstar Elite Checking | – | $15 |
| Flagstar One Checking | – | $5 |
| Flagstar Ready Checking | – | $10 |
CDs
Flagstar Bank CD rates: 1 CD, up to 4.30% APY for 1 year.
Bonuses
You must be a new personal checking customer of Flagstar Bank, open a Flagstar Elite Checking account, and within the first 90 days receive one or more direct deposits totaling at least $2,500 during each of three consecutive 30-day timeframes, for a cumulative total of at least $7,500.
You must be a new personal checking customer of Flagstar Bank, open a Flagstar Ready Checking account, and within the first 90 days receive one or more direct deposits totaling at least $500 during each of three consecutive 30-day timeframes, for a cumulative total of at least $1,500.
About Flagstar Bank
- Headquarters
- Hicksville, NY
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 32541 · FDIC BankFind record
- Federal Reserve RSSD ID
- 694904
- Website
- flagstar.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.