Flagstar BankChecking accountChecked Oct 10, 2026Updated
Flagstar One Checking
- A year for an everyday customer
- −$60 fees and interest, $2,000 kept
- To open
- $1 to open
- On our list
- #493 of 986 checking accounts, by a year’s value for an everyday customer
Bonuses
$200With a current customer’s referral · Flagstar Referral Program
The referred person must be a new Flagstar customer, register using the shared referral link, open a new eligible Flagstar personal checking account within 180 days of registering, maintain the account open for 90 days, complete at least 10
Fees
Features
Bill payBranch accessCard lockDebit cardFree checksInterest bearingMobile check depositMobile walletNo minimum balanceNo overdraft feesOnline openingSavings round upsSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees