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Wyoming Mortgage Calculator

Your monthly mortgage payment in Wyoming, with Wyoming's effective property tax rate (0.57%) built in, at this week's average rate. The calculator starts at the state's median home value, $309,700.

A $310,000 home with 20% down ($248,000 borrowed) at 7.28% over 30 years costs about $2,011 a month: $1,697 principal and interest plus $314 of tax, insurance and dues.

Monthly payment
$2,011.02
Principal and interest
$1,696.85
Tax, insurance, PMI and HOA
$314.17
Total interest over the loan
$362,865
Loan balance and interest paid over 30 years at 7.28%$0$100k$200k$300k$400k051015202530Years━Balance owed━Interest paid so far
Download the schedule (CSV)
Amortization by year: $248,000 at 7.28%
YearInterestPrincipalBalance
1$17,975.82$2,386.34$245,613.66
2$17,796.18$2,565.98$243,047.68
3$17,603.01$2,759.14$240,288.54
4$17,395.31$2,966.85$237,321.69
5$17,171.97$3,190.19$234,131.50
6$16,931.81$3,430.34$230,701.16
7$16,673.58$3,688.58$227,012.58
8$16,395.91$3,966.25$223,046.33
9$16,097.33$4,264.82$218,781.51
10$15,776.28$4,585.87$214,195.64
11$15,431.06$4,931.09$209,264.54
12$15,059.86$5,302.30$203,962.24
13$14,660.71$5,701.45$198,260.79
14$14,231.51$6,130.65$192,130.14
15$13,770.00$6,592.16$185,537.98
16$13,273.75$7,088.41$178,449.57
17$12,740.14$7,622.02$170,827.55
18$12,166.36$8,195.79$162,631.76
19$11,549.39$8,812.76$153,818.99
20$10,885.98$9,476.18$144,342.81
21$10,172.62$10,189.54$134,153.28
22$9,405.56$10,956.59$123,196.68
23$8,580.76$11,781.39$111,415.29
24$7,693.87$12,668.28$98,747.01
25$6,740.22$13,621.94$85,125.07
26$5,714.77$14,647.38$70,477.69
27$4,612.14$15,750.02$54,727.66
28$3,426.49$16,935.67$37,792.00
29$2,151.59$18,210.56$19,581.43
30$780.72$19,581.43$0.00

This week's mortgage rates →

Monthly payment in Wyoming by home price (20% down, 7%, 30 years, 0.57% tax, $2,000 insurance)

Home pricePrincipal and interestProperty taxTotal
$150,000$798$71$1,036
$230,000$1,224$109$1,500
$310,000$1,650$148$1,964
$460,000$2,448$219$2,834
$620,000$3,300$295$3,762

How this calculator works

As the mortgage calculator, with Wyoming's effective property tax rate from the Census Bureau's American Community Survey 2020–2024 5-year estimates: median taxes $1,767 ÷ median value $309,700.

What it assumes

  • Home insurance varies a lot by state and area; enter your quote.
  • County property tax rates differ from the state figure; see the county pages.

Questions people ask

What is the mortgage payment on a median home in Wyoming?

On $309,700 with 20% down at 7% over 30 years: about $1,648 principal and interest and $147 of property tax, $1,962 a month with $2,000 a year of insurance.

What is the median home value in Wyoming?

$309,700 for owner-occupied homes (Census American Community Survey 2020–2024 5-year estimates), against $332,700 nationally.

How much is property tax in Wyoming?

The effective rate is 0.57%, a median $1,767 a year. See Wyoming's property tax page for every county we cover.

How much income do I need for a median Wyoming home?

Under the 28% guideline, about $84,102 a year for the payment above; Wyoming's median household income is $76,176.

Mortgage calculator by state

Related calculators

  • Mortgage CalculatorYour full monthly mortgage payment: principal and interest, property tax, insurance, PMI and HOA dues, at this week's average rate, with a yearly amortization schedule.
  • Wyoming Property Tax CalculatorWyoming homeowners pay a median $1,767 a year in property tax, 0.57% of a median $309,700 home: the 38th highest effective rate of the 50 states and DC.
  • Home Affordability CalculatorThe home price your income supports under the 28/36 guideline lenders use, counting your other debts, down payment, taxes and insurance, at this week's average rate.

Sources

Updated by the RateHerald team. The maths is tested against worked examples; report a problem.