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Utica, NY Cost of Living Calculator

Prices in the Utica, NY area are 7.3% below the US average, and housing 33.9% below (BEA, 2024). Compare a salary here with anywhere else.

Prices in an average US city are 7.9% higher than in Utica, NY, so $75,000 in Utica, NY buys what $80,906 buys in an average US city.

The same living standard in an average US city
$80,906
Prices overall
+7.9%
Housing costs
+51.3%

Utica, NY price levels by category (US average = 100)

CategoryPrice levelAgainst the US
All items92.77.3% below
Housing66.133.9% below
Goods99.7about the same as
Utilities131.931.9% above
Other services97.82.2% below

What $75,000 in Utica, NY equals in other large metros

Metro areaEquivalent salaryPrices
New York, NY$91,10021.5%
Los Angeles, CA$91,90922.5%
Chicago, IL$83,81911.8%
Dallas, TX$83,41411.2%
Houston, TX$79,7736.4%
Washington, DC$88,10717.5%
Philadelphia, PA$83,01010.7%
Atlanta, GA$80,9878.0%
Miami, FL$92,39523.2%
Phoenix, AZ$83,57611.4%

How this calculator works

BEA regional price parities for the Utica-Rome, NY metropolitan area, 2024: the price of the same basket of goods and services against the US average (100). Equivalent salaries scale by the ratio of the two areas' price levels.

What it assumes

  • Before tax, and averaged across the whole metro area.

Questions people ask

Is Utica expensive to live in?

Overall prices are 7.3% below the US average; housing is 33.9% below.

What salary do I need in Utica, NY?

To match $75,000 in an average-cost place, about $69,525. The area's median household income is $69,779.

How much is rent in Utica, NY?

The median gross rent (including utilities) is $925 a month (Census American Community Survey 2020–2024 5-year estimates).

How does Utica, NY compare with New York?

New York prices are 21.5% relative to Utica, NY: $75,000 here equals $91,100 there.

Nearby and large metro areas

Related calculators

  • Cost of Living CalculatorWhat salary in another city gives you the same standard of living, from the Bureau of Economic Analysis's 2024 price levels for 193 metro areas.
  • Utica, NY Rent Affordability CalculatorThe median rent in the Utica, NY area is $925 a month including utilities, which takes 16% of the median household income ($69,779). Paying it on 30% of income needs about $37,000 a year.
  • Paycheck CalculatorWhat you take home from each paycheck after federal income tax, Social Security, Medicare and state income tax, with 2026 tax rates for every state.

Sources

Updated by the RateHerald team. The maths is tested against worked examples; report a problem.