Wright-patt TrueSaver

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

Rate conditions

Balance needed for the APY

$0.01Source · checked Oct 10, 2026

To earn the APY

The account must have at least $0.01 to earn dividends.

• The primary member must provide the Credit Union with a Social Security Number (SSN) or Tax Identification Number (TIN).
• The primary member must be a Member in Good Standing at the time dividends are paid to the account.
• The account must have an active checking account.
• An active checking account is defined as an account that has a minimum of four (4) "qualifying transactions" per dividend period, in any combination.
• The account must have at least one (1) direct deposit transaction within a 45-day period
• be set up to receive eStatements
• The primary member must be a Member in Good Standing at the time dividends are paid to the account; the member must currently have at least $5.00 on deposit in his/her TrueSaver account, must not be delinquent on any loan obligation, must not have a negative balance in any share account, and must not have previously caused the Credit Union a financial loss of any kind.

Source · checked Oct 10, 2026

APY when those aren’t met

0.25%Source · checked Oct 10, 2026

APY paid on balances up to

$1,000Source · checked Oct 10, 2026

Interest compounds

MonthlySource · checked Oct 10, 2026

Fees

Monthly fee

NoneSource · checked Oct 10, 2026

Minimum to open

$5Source · checked Oct 10, 2026

Returned item (NSF) fee

$9Source · checked Oct 10, 2026

ATM network

More than 40,000 lower-to-no-fee ATMs nationwideSource · checked Oct 10, 2026

ATMs in the network

40,000Source · checked Oct 10, 2026

Out-of-network ATM fee

NoneSource · checked Oct 10, 2026

ATM fees refunded, up to

$10 a monthSource · checked Oct 10, 2026

Incoming domestic wire

NoneSource · checked Oct 10, 2026

Outgoing domestic wire

$20Source · checked Oct 10, 2026

Incoming international wire

NoneSource · checked Oct 10, 2026

Outgoing international wire

$50Source · checked Oct 10, 2026

Inactivity fee

$1Source · checked Oct 10, 2026

Stop payment

$9Source · checked Oct 10, 2026

Who can open it

Where

Near its branchesSource · checked Oct 10, 2026

Membership

Membership required:

• Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
• Military and civilian employees of Wright-Patterson Air Force Base; government employees near WPAFB who lack access to a credit union; and employees of approved WPCU Select Employer Groups.
• Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available; retired U.S. government civilian and military personnel; and other military members described on the page.
• Wright State University students, faculty, staff, and Alumni Associates, as well as people associated with select groups through organizational affiliation.

Source · checked Oct 10, 2026

Features

Interest bearingMinor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.