Wright-patt Credit Union, Inc.Checking accountChecked Oct 10, 2026Updated
Wright-patt Checking with Dividends
0.08%APY · as of Oct 10, 2026
- A year for an everyday customer
- $1 fees and interest, $2,000 kept
- Monthly fee
- $5 a month
- To open
- $1,000 to open
- On our list
- #50 of 986 checking accounts, by a year’s value for an everyday customer
Visit Wright-pattThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $9,999.99 | 0.04% |
| $25,000 and up | 0.08% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- If you maintain a $1,000.00 minimum balance, the monthly minimum balance fee will be waived.Source · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Overdraft fee
- $9Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $9Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- ATM network
- Wright-Patt Credit Union, Alliance One, CO-OP ATM, or STARSM ATMSource · checked Oct 10, 2026
- ATMs in the network
- 40,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- ATM fees refunded, up to
- $10 a monthSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Inactivity fee
- $1Source · checked Oct 10, 2026
- Stop payment
- $9Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
- Military and civilian employees of Wright-Patterson Air Force Base; government employees near WPAFB who lack access to a credit union; and employees of approved WPCU Select Employer Groups.
- Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available; retired U.S. government civilian and military personnel; and other military members described on the page.
- Wright State University students, faculty, staff, and Alumni Associates, as well as people associated with select groups through organizational affiliation.
Features
Check writingContactless cardDebit cardFree external transfersInterest bearingMobile check depositOverdraft line of creditOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees