Wilson Bank and TrustSavings accountChecked Oct 10, 2026Updated
Wilson Bank and Trust WBT Saver
0.05%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $5 after fees
- Monthly fee
- No monthly fee
- To open
- $100 to open
- On our list
- #165 of 234 savings accounts, by a year’s value on $10,000
Visit Wilson Bank and TrustThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | $0 |
| $5,000 | 0.05% | $2 |
| $10,000 | 0.05% | $5 |
| $25,000 | 0.05% | $12 |
| $50,000 | 0.05% | $25 |
| $100,000 | 0.05% | $50 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $10,000 | 2.02% |
| $10,000 and up | 1.20% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0Source · checked Oct 10, 2026
- To earn the APY
- You must first enroll in WBT Interest Checking or WBT Cash-Bank Checking.
- Have at least one direct deposit or ACH credit transaction post and settle
- Have at least 15 debit card purchases of $5 or more post and settle
- Be enrolled in and agree to receive e-Statement notice
- Be enrolled in and log into online banking
- APY when those aren’t met
- 0.05%Source · checked Oct 10, 2026
- APY paid on balances up to
- $10,000Source · checked Oct 10, 2026
Fees
Features
ATM fee rebatesDebit cardInterest bearingNo minimum balanceZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money