Wilson Bank and TrustChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Wilson Bank and Trust WBT Interest Checking

2.02%APY · as of Oct 10, 2026

A year for an everyday customer: $1 fees and interest, $2,000 kept
Monthly fee: $5 a month
To open: $100 to open
On our list: #49 of 986 checking accounts, by a year’s value for an everyday customer

Rates by balance

Balance	APY
$0 to $30,000	2.02%
$30,000 and up	1.06%

Balance needed for the APY: $0Source · checked Oct 10, 2026
To earn the APY: Have at least one direct deposit or automatic payment (ACH) post and settle
Have at least 15 debit card purchases of $5 or more post and settle
Be enrolled in and agree to receive e-Statement notice
Be enrolled in and log in to Online Banking
Source · checked Oct 10, 2026
APY when those aren’t met: 0.05%Source · checked Oct 10, 2026
APY paid on balances up to: $30,000Source · checked Oct 10, 2026

Monthly fee: $5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: the monthly statement cycle that will be waived if you receive e-statements during the monthly statement cycleSource · checked Oct 10, 2026
Minimum to open: $100Source · checked Oct 10, 2026
ATM network: nationwide ATM fee rebates when monthly qualifications are metSource · checked Oct 10, 2026
ATM fees refunded, up to: $20 a monthSource · checked Oct 10, 2026

ATM fee rebatesBill payCheck writingDebit cardInterest bearingNo minimum balanceOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees