VirginiaSavings accountChecked Oct 10, 2026Updated
Virginia Member Share
$5monthly fee
- A year on $10,000
- $0 after fees
Visit VirginiaThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- total average monthly balance of less than $100
- excluding under age 23
- Overdraft fee
- $20Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $20Source · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 6Source · checked Oct 10, 2026
- Withdrawals a month
- 2Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $3Source · checked Oct 10, 2026
- ATM network
- Network ATMs are non-VACU owned ATMs. The ATM owner may also charge a fee (surcharge).Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $1Source · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $35Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- Employees and retirees of any Commonwealth of Virginia state agency or department, or any county, city, town, or other political subdivision in Virginia.
- Individuals who live, work, worship, volunteer, or attend school within the boundaries of the listed Virginia cities, towns, and counties.
- Employees, retirees, or full-time/part-time students currently enrolled at any Virginia state-funded college or university, Virginia Union University, Randolph-Macon College, Liberty University, or the University of Richmond.
- Immediate family and household members, regardless of where they live, including parents, spouses, children, siblings, grandparents, and grandchildren.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money