VirginiaChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Virginia Checking Plus

0.05%APY · as of Oct 10, 2026

A year for an everyday customer: $0 fees and interest, $2,000 kept
Monthly fee: No monthly fee
To open: $20 to open
On our list: #106 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Balance needed for the APY: $5,000Source · checked Oct 10, 2026
To earn the APY: With a minimum $5,000 monthly balanceSource · checked Oct 10, 2026

Monthly fee: NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee: minimum daily balance is $1,000 or moreSource · checked Oct 10, 2026
Minimum to open: $20Source · checked Oct 10, 2026
ATM network: VACU locations or shared branches with credit unions nationwideSource · checked Oct 10, 2026

Membership: Open to anyone who qualifies through one of these:
Employees and retirees of any Commonwealth of Virginia state agency or department, or any county, city, town, or other political subdivision in Virginia.
Individuals who live, work, worship, volunteer, or attend school within the boundaries of the listed Virginia cities, towns, and counties.
Employees, retirees, or full-time/part-time students currently enrolled at any Virginia state-funded college or university, Virginia Union University, Randolph-Macon College, Liberty University, or the University of Richmond.
Immediate family and household members, regardless of where they live, including parents, spouses, children, siblings, grandparents, and grandchildren.
Source · checked Oct 10, 2026

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From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

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