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RoyalSavings accountChecked Oct 10, 2026Updated

Royal Kids’ Savings

–monthly fee
A year on $10,000
$0 after fees
To open
$5 to open
Visit RoyalThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Fees

Minimum to open
$5Source · checked Oct 10, 2026
ATM network
shared ATMs nationwideSource · checked Oct 10, 2026

Who can open it

Where
Wisconsin, MinnesotaSource · checked Oct 10, 2026
Membership
Open to anyone who qualifies through one of these:
  • Live or work in one of the counties Royal serves
  • Have an immediate family member who lives or works in one of the counties Royal serves
  • Make a $5.00 donation to the RCU Foundation ($5)
  • Belong to a specific group
Source · checked Oct 10, 2026

Features

Interest bearingJoint accountsMinor accountsMobile check depositSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate, monthly fee missing). Report a mistake · How we make money