RoyalSavings accountChecked Oct 10, 2026Updated
Royal Duo Savings
0.40%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $40 after fees
- Monthly fee
- Monthly fee not stated
- On our list
- #90 of 234 savings accounts, by a year’s value on $10,000
Visit RoyalThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.00% | $30 |
| $5,000 | 3.00% | $150 |
| $10,000 | 0.40% | $40 |
| $25,000 | 0.40% | $100 |
| $50,000 | 0.40% | $200 |
| $100,000 | 0.40% | $400 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $10,000 | 3.00% |
| $10,000 and up | 0.40% |
Source: the bank’s rates · as of Oct 10, 2026
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- Live or work in one of the counties Royal serves
- Have an immediate family member who lives or works in one of the counties Royal serves
- Make a $5.00 donation to the RCU Foundation ($5)
- Belong to a specific group
Features
Interest bearingSavings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money