NBT BankSavings accountChecked Oct 10, 2026Updated
NBT Personal Statement Savings
0.03%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $3 after fees
- Monthly fee
- No monthly fee
- To open
- No minimum to open
- On our list
- #173 of 234 savings accounts, by a year’s value on $10,000
Visit NBTThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.03% | $0 |
| $5,000 | 0.03% | $2 |
| $10,000 | 0.03% | $3 |
| $25,000 | 0.03% | $8 |
| $50,000 | 0.03% | $15 |
| $100,000 | 0.03% | $30 |
Rate conditions
- Balance needed for the APY
- $25Source · checked Oct 10, 2026
Fees
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Interest bearingNo minimum balanceOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money