NBT BankChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

NBT Classic Interest Checking

$6monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $25 to open
On our list: #242 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Monthly fee: $6 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
the average daily collected balance is $500 or more
you are age 50 and over
Source · checked Oct 10, 2026
Minimum to open: $25Source · checked Oct 10, 2026

Bill payCheck writingDebit cardFree checksInterest bearingMobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees