Credit union in Grand Rapids, MIChecked Oct 10, 2026Updated
Lake Michigan
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| Lake Michigan Education Savings (ESA) | 0.60% | – |
| Lake Michigan Holiday Club | – | – |
| Lake Michigan Kids Club | 3.00% | None |
| Lake Michigan Kids and Teen Club | – | – |
| Lake Michigan Max Savings | 3.90% | None |
| Lake Michigan Member Savings | 0.25% | None |
| Lake Michigan Teen Club | 3.00% | None |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| Lake Michigan Max Money Market | 1.00% | None |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| Lake Michigan Advantage 50 Checking | 0.25% | None |
| Lake Michigan Free Checking | – | None |
| Lake Michigan Investor Checking | – | – |
| Lake Michigan Max Checking | 4.00% | None |
CDs
Lake Michigan CD rates: 2 CDs, up to 3.90% APY for 9 months.
About Lake Michigan
- Headquarters
- Grand Rapids, MI
- Regulator
- National Credit Union Administration
- NCUA charter
- 62514 · NCUA record
- Federal Reserve RSSD ID
- 651596
- Website
- lmcu.org
- Deposit insurance
- NCUSIF-insured through the NCUA, up to $250,000 per member, per ownership category. How much of yours is covered
From the NCUA's register of institutions. Rates and fees are on each account's page, with their sources.