KinectaSavings accountChecked Oct 10, 2026Updated
Kinecta High Yield Savings
5.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- No monthly fee
- To open
- $25 to open
Visit KinectaThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | 0.05% | $50 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $499.99 | 5.00% |
| $100,000 and up | 0.05% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Dividends accrued daily and paid monthlySource · checked Oct 10, 2026
Fees
Who can open it
- Membership
- Membership required:Source · checked Oct 10, 2026
Features
Interest bearingLive chatMobile check depositOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money