KinectaChecking accountChecked Oct 10, 2026Updated
Kinecta Checking Plus
$9monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- On our list
- #367 of 986 checking accounts, by a year’s value for an everyday customer
Visit KinectaThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $9 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $1,500 checking account average monthly balance
- Direct Deposit
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $30Source · checked Oct 10, 2026
- Overdraft transfer fee
- $4Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- Kinecta ATM and CO-OP Network ATMSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $10Source · checked Oct 10, 2026
- Outgoing international wire
- $55Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $5Source · checked Oct 10, 2026
- Cashier’s check
- $6Source · checked Oct 10, 2026
- Stop payment
- $20Source · checked Oct 10, 2026
- Card replacement
- $18Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:Source · checked Oct 10, 2026
Features
Check writingDebit cardOverdraft line of creditOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees