Hudson Valley Premier Savings

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

Rate conditions

Balance needed for the APY

$0Source · checked Oct 10, 2026

To earn the APY

Maintain an average daily balance of $500 in your primary checking account

• Receive a monthly minimum of $500 in direct deposit(s) to your primary checking account

Source · checked Oct 10, 2026

Fees

Ways to avoid the monthly fee

minimum daily balance of $1,000Source · checked Oct 10, 2026

Minimum to open

NoneSource · checked Oct 10, 2026

Returned item (NSF) fee

$15Source · checked Oct 10, 2026

ATM network

More than 85,000+ surcharge-free ATMs nationwideSource · checked Oct 10, 2026

ATMs in the network

85,000Source · checked Oct 10, 2026

Out-of-network ATM fee

$2Source · checked Oct 10, 2026

Foreign transaction fee (debit card)

1%Source · checked Oct 10, 2026

Incoming domestic wire

$12.50Source · checked Oct 10, 2026

Outgoing domestic wire

$25Source · checked Oct 10, 2026

Outgoing international wire

$50Source · checked Oct 10, 2026

Cashier’s check

$7Source · checked Oct 10, 2026

Stop payment

$35Source · checked Oct 10, 2026

Card replacement

$5Source · checked Oct 10, 2026

Who can open it

Membership

Open to anyone who qualifies through one of these:

• I live in CT, MA, NJ, NY, PA, or VT.
• Join through the HVCU Charitable Foundation. HVCU will sign you up during the membership application process and cover your membership fee.
• I am an immediate family member or reside with a current HVCU member.
• I am an HVCU employee.

Source · checked Oct 10, 2026

Features

Debit cardInterest bearingJoint accountsMobile walletNo minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.