Hudson ValleyMoney market accountChecked Oct 10, 2026Updated
Hudson Valley Tiered Money Market Account
0.15%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $15 after fees
- Monthly fee
- Monthly fee not stated
- To open
- $1,000 to open
- On our list
- #71 of 152 money market accounts, by a year’s value on $10,000
Visit Hudson ValleyThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.15% | $2 |
| $5,000 | 0.15% | $8 |
| $10,000 | 0.15% | $15 |
| $25,000 | 0.15% | $38 |
| $50,000 | 0.15% | $75 |
| $100,000 | 0.15% | $150 |
Fees
- Ways to avoid the monthly fee
- To avoid the imposition of the fee, you must maintain a minimum daily balance of $1,000.Source · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $15Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
- ATM network
- thousands of surcharge-free ATMs nationwideSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- $12.50Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $35Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- I live in CT, MA, NJ, NY, PA, or VT.
- Join through the HVCU Charitable Foundation. HVCU will sign you up during the membership application process and cover your membership fee.
- I am an immediate family member or reside with a current HVCU member.
- I am an HVCU employee.
Features
Check writingInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money