First National Bank of AmericaSavings accountChecked Oct 10, 2026Updated
First National Bank of America Statement Savings
0.25%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $25 after fees
- Monthly fee
- $2 a month
- To open
- $100 to open
- On our list
- #96 of 234 savings accounts, by a year’s value on $10,000
Visit First National Bank of AmericaThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.25% | $2 |
| $5,000 | 0.25% | $12 |
| $10,000 | 0.25% | $25 |
| $25,000 | 0.25% | $62 |
| $50,000 | 0.25% | $125 |
| $100,000 | 0.25% | $250 |
Fees
- Monthly fee
- $2 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Requires a $199 minimum average balance per statement cycle to avoid service feesSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $30Source · checked Oct 10, 2026
- ATM network
- over 55,000 Surcharge-Free ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Outgoing international wire
- $25Source · checked Oct 10, 2026
- Early closure fee
- $20Source · checked Oct 10, 2026
- Cashier’s check
- $3Source · checked Oct 10, 2026
- Stop payment
- $28Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money