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First National Bank of AmericaChecking accountChecked Oct 10, 2026Updated

First National Bank of America Elevate Checking

4.50%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
No monthly fee
To open
$1,000 to open
On our list
#292 of 986 checking accounts, by a year’s value for an everyday customer
Visit First National Bank of AmericaThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$1,000Source · checked Oct 10, 2026
To earn the APY
make 10 debit transactions on this account during the statement cycle
  • maintain at least a $1,000 daily balance in the account
  • receive an aggregate of $1,000 or more in electronic fund credits of new money during the statement cycle
  • sign-in to your account at least once using mobile or online banking
Source · checked Oct 10, 2026
APY when those aren’t met
0.01%Source · checked Oct 10, 2026
APY paid on balances up to
$1,000,000Source · checked Oct 10, 2026
Interest compounds
Interest will be calculated and posted on the last day of each monthly Statement Cycle using a Daily Balance Method.Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$1,000Source · checked Oct 10, 2026

Who can open it

Where
Anywhere in the USSource · checked Oct 10, 2026

Features

Bill payBranch accessCheck writingDebit cardInterest bearingOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees