First American BankSavings accountChecked Oct 10, 2026Updated
First American Easy Savings Account
0.20%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $20 after fees
- Monthly fee
- $5 a month
- To open
- $100 to open
- On our list
- #115 of 234 savings accounts, by a year’s value on $10,000
Visit First AmericanThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.20% | $2 |
| $5,000 | 0.20% | $10 |
| $10,000 | 0.20% | $20 |
| $25,000 | 0.20% | $50 |
| $50,000 | 0.20% | $100 |
| $100,000 | 0.20% | $200 |
Rate conditions
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Minimum daily balance $250.00 Must be maintained every day of the statement period to avoid the monthly feeSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $39.50Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $39.50Source · checked Oct 10, 2026
- Overdraft transfer fee
- $10Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 6Source · checked Oct 10, 2026
- ATM network
- First American ATM Withdrawal FREE; Allpoint or Presto! ATM Withdrawal FREESource · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
Features
Debit cardInterest bearingOverdraft grace periodOverdraft line of creditOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money