First American BankChecking accountChecked Oct 10, 2026Updated
First American Everyday Rewards Checking Account
1.00%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$58 fees and interest, $2,000 kept
- Monthly fee
- $4.95 a month
- To open
- $100 to open
- On our list
- #466 of 986 checking accounts, by a year’s value for an everyday customer
Visit First AmericanThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| Any balance | 1.00% |
| $15,000 and up | 1.00% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- Perform 15 qualifying payments during the monthly statement cycle. Qualifying Payments include Checks, online Bill Payments, ACH Debits, outgoing Wire Transfers and payments made with your First American Bank issued Mastercard debit card and must post and appear on your account statement.Source · checked Oct 10, 2026
- APY when those aren’t met
- 0.05%Source · checked Oct 10, 2026
- APY paid on balances up to
- $15,000Source · checked Oct 10, 2026
- Interest compounds
- compounding earnings dailySource · checked Oct 10, 2026
Fees
- Monthly fee
- $4.95 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Perform 15 qualifying payments during the monthly statement cycle.Source · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $39.50Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $39.50Source · checked Oct 10, 2026
- Overdraft transfer fee
- $10Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 6Source · checked Oct 10, 2026
- ATM network
- Access to over 55,000 surcharge-free partner ATMs*.Source · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
Features
Bill payBranch accessCard lockCheck writingDebit cardDebit rewardsInterest bearingJoint accountsOnline openingOverdraft line of creditOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees