Dfcu FinancialSavings accountChecked Oct 10, 2026Updated
Dfcu Financial Savings
0.02%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $2 after fees
- Monthly fee
- $3 a month
- On our list
- #179 of 234 savings accounts, by a year’s value on $10,000
Visit Dfcu FinancialThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.02% | $0 |
| $5,000 | 0.02% | $1 |
| $10,000 | 0.02% | $2 |
| $25,000 | 0.02% | $5 |
| $50,000 | 0.02% | $10 |
| $100,000 | 0.02% | $20 |
Fees
- Monthly fee
- $3 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- maintain an aggregate minimum average daily balance of $200.00 (Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined)
- maintain direct deposit to this Account each month
- Overdraft fee
- $32Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $32Source · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $6Source · checked Oct 10, 2026
- Cashier’s check
- $1Source · checked Oct 10, 2026
- Stop payment
- $32Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
Features
Branch access
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money