Dfcu FinancialChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Dfcu Financial Checking

$0monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
On our list: #388 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
maintain an aggregate minimum average daily balance of $200.00 (Savings, DFCUPerks, Checking, DFCUPerks Plus, Interest Checking Plus, IMMA or share certificates combined)
maintain direct deposit to this Account each month
Source · checked Oct 10, 2026
Overdraft fee: $32Source · checked Oct 10, 2026
Returned item (NSF) fee: $32Source · checked Oct 10, 2026
Overdraft transfer fee: $5Source · checked Oct 10, 2026
Most overdraft fees in a day: 6Source · checked Oct 10, 2026
Out-of-network ATM fee: $2Source · checked Oct 10, 2026
Foreign transaction fee (debit card): 1%Source · checked Oct 10, 2026
Incoming domestic wire: NoneSource · checked Oct 10, 2026
Outgoing domestic wire: $25Source · checked Oct 10, 2026
Paper statements: $2 a monthSource · checked Oct 10, 2026
Inactivity fee: $6Source · checked Oct 10, 2026
Cashier’s check: $1Source · checked Oct 10, 2026
Stop payment: $32Source · checked Oct 10, 2026
Card replacement: $5Source · checked Oct 10, 2026

Membership: Membership required:
Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
Source · checked Oct 10, 2026
Minimum age: 18Source · checked Oct 10, 2026

Bill payBranch accessDebit cardJoint accountsOverdraft line of creditOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees