CitibankChecking accountChecked Oct 10, 2026Updated
Citibank Access Checking
$5monthly fee
- A year for an everyday customer
- −$60 fees and interest, $2,000 kept
- On our list
- #519 of 986 checking accounts, by a year’s value for an everyday customer
Visit CitibankThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $30,000 Combined Average Monthly Balance
- $250 or more in Direct Deposits or other qualifying transactions
- account owners age 23 or younger
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- ATM network
- 65,000+ fee-free ATMs nationwideSource · checked Oct 10, 2026
- ATMs in the network
- 65,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Debit cardMobile check depositNo foreign transaction feeNo overdraft feesOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees