CIBC Bank USASavings accountChecked Oct 10, 2026Updated
CIBC Chequing Savings Account
–monthly fee
- A year on $10,000
- $0 after fees
Visit CIBCThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Fees
- Ways to avoid the monthly fee
- maintain a minimum end-of-day balance of $1,500 each day during the monthSource · checked Oct 10, 2026
- Overdraft fee
- $5Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $10Source · checked Oct 10, 2026
- ATM network
- CIBC bank machines in Canada; Interac, Plus and Visa networksSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 2.5%Source · checked Oct 10, 2026
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate, monthly fee missing). Report a mistake · How we make money