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CIBC Bank USAChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

CIBC myChoice Prestige Checking

0.10%APY · as of Oct 10, 2026

A year for an everyday customer: $0 fees and interest, $2,000 kept
Monthly fee: No monthly fee
To open: $50 to open
On our list: #364 of 986 checking accounts, by a year’s value for an everyday customer

Visit CIBCThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY: $10,000Source · checked Oct 10, 2026
To earn the APY: A minimum balance of $10,000 is required to obtain the APY for the myChoice Prestige Checking Account.Source · checked Oct 10, 2026

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
Minimum to open: $50Source · checked Oct 10, 2026
ATM fees refunded, up to: $50 a monthSource · checked Oct 10, 2026
Incoming domestic wire: NoneSource · checked Oct 10, 2026
Outgoing domestic wire: NoneSource · checked Oct 10, 2026
Inactivity fee: $5Source · checked Oct 10, 2026

Who can open it

Where: Anywhere in the USSource · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessDebit cardFree checksInterest bearingJoint accountsMobile check depositNo minimum balanceOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees