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Central Pacific BankSavings accountChecked Oct 10, 2026Updated

Central Pacific Starter Savings

0.02%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$2 after fees
Monthly fee
$2 a month
To open
$10 to open
Visit Central PacificThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.02%$0
$5,0000.02%$1
$10,0000.02%$2
$25,0000.02%$5
$50,0000.02%$10
$100,0000.02%$20

Rate conditions

Balance needed for the APY
$25Source · checked Oct 10, 2026
Interest compounds
Interest compounds daily and gets paid quarterlySource · checked Oct 10, 2026

Fees

Monthly fee
$2 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$25 minimum daily balance to avoid a $2 monthly service chargeSource · checked Oct 10, 2026
Minimum to open
$10Source · checked Oct 10, 2026
Overdraft transfer fee
$12.50Source · checked Oct 10, 2026
Out-of-network ATM fee
$3Source · checked Oct 10, 2026
International ATM fee
$5Source · checked Oct 10, 2026
Incoming domestic wire
$12Source · checked Oct 10, 2026
Incoming international wire
$12Source · checked Oct 10, 2026
Inactivity fee
NoneSource · checked Oct 10, 2026
Early closure fee
$40Source · checked Oct 10, 2026
Cashier’s check
$12Source · checked Oct 10, 2026
Stop payment
$32Source · checked Oct 10, 2026
Card replacement
$20Source · checked Oct 10, 2026

Who can open it

Minimum age
13Source · checked Oct 10, 2026

Features

Branch accessDebit cardInterest bearingJoint accountsMinor accountsMobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money