Central Pacific BankChecking accountChecked Oct 10, 2026Updated
Central Pacific Exceptional Checking
0.10%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$240 fees and interest, $2,000 kept
- Monthly fee
- $20 a month
- To open
- $500 to open
- On our list
- #895 of 986 checking accounts, by a year’s value for an everyday customer
Visit Central PacificThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $25,000 | 0.10% |
| $10,000 to $50,000 | 0.01% |
| $25,000 and up | 0.10% |
| $25,000.01 and up | 0.10% |
| $50,000 to $250,000 | 0.02% |
| $250,000 and up | 0.03% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Interest compounded daily and paid monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $20 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- All of these:
- Link qualifying accounts to your Exceptional Plan
- maintain a $10,000 minimum combined balance
- Minimum to open
- $500Source · checked Oct 10, 2026
- Overdraft fee
- $32Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $32Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- No ATM transaction fees when you use any CPB or non-CPB ATM worldwideSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $20 a monthSource · checked Oct 10, 2026
- Incoming domestic wire
- $12Source · checked Oct 10, 2026
- Incoming international wire
- $12Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Early closure fee
- $75Source · checked Oct 10, 2026
- Cashier’s check
- $12Source · checked Oct 10, 2026
- Stop payment
- $32Source · checked Oct 10, 2026
- Card replacement
- $20Source · checked Oct 10, 2026
Features
ATM fee rebatesBill payCheck writingDebit cardFree checksInterest bearingMobile check depositOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees