Banner BankSavings accountChecked Oct 10, 2026Updated
Banner's Best Savings
0.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $10 after fees
- Monthly fee
- $10 a month
- To open
- $100 to open
Visit BannerThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | −$120 |
| $5,000 | 0.10% | $5 |
| $10,000 | 0.10% | $10 |
| $25,000 | 0.15% | $38 |
| $50,000 | 0.15% | $75 |
| $100,000 | 0.35% | $350 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999 | 0.05% |
| $5,000 to $24,999 | 0.10% |
| $25,000 to $99,999 | 0.15% |
| $100,000 to $249,000 | 0.35% |
| $250,000 to $999,999 | 0.35% |
| $1,000,000 and up | 0.50% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Compounded daily. Credited quarterly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Monthly service charge waived when you have a $5,000 minimum daily balance during that monthly statement cycle.Source · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 4Source · checked Oct 10, 2026
- ATM network
- Banner Bank owned ATMs and non-Banner Bank owned ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1.1%Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Oregon, Washington, California, IdahoSource · checked Oct 10, 2026
Features
Bill payBranch accessDebit cardInterest bearingLive chatMinor accountsMobile check depositOnline openingOverdraft protection transferSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money