Banner BankChecking accountChecked Oct 10, 2026Updated
Banner's Best Checking
0.05%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$144 fees and interest, $2,000 kept
- Monthly fee
- $12 a month
- To open
- $50 to open
- On our list
- #812 of 986 checking accounts, by a year’s value for an everyday customer
Visit BannerThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999 | 0.02% |
| $5,000 to $24,999 | 0.02% |
| $25,000 to $99,999 | 0.05% |
| $100,000 and up | 0.05% |
Source: the bank’s rates · as of Oct 10, 2026
Fees
- Monthly fee
- $12 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- minimum daily balance of $5,000
- $10,000 average daily balance
- an $25,000 average combined relationship deposit balance
- Minimum to open
- $50Source · checked Oct 10, 2026
- ATM network
- Use any ATM in the U.S. and we'll reimburse the surcharge feesSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Oregon, Washington, California, IdahoSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payBranch accessBudgeting toolsCheck writingDebit cardFree checksInterest bearingMobile check depositMobile walletNo minimum balanceOnline openingSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money