Amerant BankSavings accountChecked Oct 10, 2026Updated
Amerant Personal savings account
0.75%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- $5 a month
- To open
- $50 to open
Visit AmerantThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | 0.75% | $188 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $50 to $4,999.99 | 0.05% |
| $25,000 to $49,999.99 | 0.75% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $300 per statement cycle
- Maintain $1 in a Checking, Interest Checking or Money Market Account on the last business day of the statement cycle
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $10Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $12Source · checked Oct 10, 2026
- ATM network
- Amerant Bank branch locations, Publix! Presto! store locations and the Allpoint NetworkSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $12Source · checked Oct 10, 2026
- Outgoing domestic wire
- $35Source · checked Oct 10, 2026
- Incoming international wire
- $12Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
- Card replacement
- $7Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Bill payCash deposit ATMInstant external transfersInterest bearingMobile check depositNo overdraft feesOnline openingOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money