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Amerant BankChecking accountChecked Oct 10, 2026Updated

Amerant Interest Checking

$15monthly fee
A year for an everyday customer
−$180 fees and interest, $2,000 kept
To open
$100 to open
On our list
#845 of 986 checking accounts, by a year’s value for an everyday customer
Visit AmerantThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$2,500Source · checked Oct 10, 2026
Interest compounds
monthly interest; daily balance methodSource · checked Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$2,500 per statement cycleSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Most overdraft fees in a day
5Source · checked Oct 10, 2026
ATM network
all Amerant branches, Presto! (Publix), and Allpoint ATM locationsSource · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

Bill payCard lockDebit cardExtended deposit insuranceInstant external transfersInterest bearingMobile check depositMobile walletNo overdraft feesOnline openingOverdraft grace periodOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees