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AlliantSavings accountChecked Oct 10, 2026Updated

Alliant High-Rate Savings Account

3.01%APY on $10,000 · as of Oct 8, 2026
A year on $10,000
$301 after fees
Monthly fee
No monthly fee
Visit AlliantThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0003.01%$30
$5,0003.01%$150
$10,0003.01%$301
$25,0003.01%$752
$50,0003.01%$1,505
$100,0003.01%$3,010

Rate conditions

Balance needed for the APY
$100Source · checked Oct 10, 2026
To earn the APY
With an average daily balance of $100 or more.Source · checked Oct 10, 2026
Interest compounds
Alliant interest is paid monthly.Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
ATM network
80,000+ in-network ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network
80,000Source · checked Oct 10, 2026
Card replacement
NoneSource · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Living or working in any of the following communities in Illinois: Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, NorthLake, O'Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, or Wood Dale.
Source · checked Oct 10, 2026

Features

Cash deposit ATMEarly direct depositInterest bearingMinor accountsMobile check depositSavings bucketsSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money