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AlliantChecking accountChecked Oct 10, 2026Updated

Alliant Jumbo High-Rate Checking

0.25%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
No monthly fee
On our list
#369 of 986 checking accounts, by a year’s value for an everyday customer
Visit AlliantThe bank’s own page · checked Oct 10, 2026

Rate conditions

To earn the APY
$5,000 monthly direct deposit
  • $10,000 average daily balance of all deposit shares
  • eStatements
  • $2,500 monthly direct deposit
  • eStatements
  • $1,000 monthly direct deposit
  • eStatements
Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
ATM network
80,000 fee-free ATMsSource · checked Oct 10, 2026
ATMs in the network
80,000Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Card replacement
NoneSource · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Living or working in any of the following communities in Illinois: Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, NorthLake, O'Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, or Wood Dale.
Source · checked Oct 10, 2026

Features

ATM fee rebatesContactless cardDebit cardEarly direct depositMobile check depositMobile walletNo overdraft feesSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees