TrustCo BankMoney market accountChecked Oct 10, 2026Updated
TrustCo Relationship Money Market
$15monthly fee
- A year on $10,000
- −$180 after fees
Visit TrustCoThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$180 |
| $5,000 | – | −$180 |
| $10,000 | – | −$180 |
| $25,000 | – | −$180 |
| $50,000 | – | −$180 |
| $100,000 | – | −$180 |
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- All of these:
- $15,000 daily minimum statement balance to avoid $15.00 monthly service charge
- A relationship must be maintained
- Overdraft fee
- $36Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $36Source · checked Oct 10, 2026
- Overdraft transfer fee
- $10Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- Trustco ATM; no fee at Publix Supermarket or in the Allpoint NetworkSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $16Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Outgoing international wire
- $45Source · checked Oct 10, 2026
- Cashier’s check
- $11Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
- Card replacement
- $6Source · checked Oct 10, 2026
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money