Navy Federal Credit UnionMoney market accountChecked Oct 10, 2026Updated
Navy Money Market Savings Account
1.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$10 after fees
- Monthly fee
- Monthly fee not stated
- To open
- No minimum to open
- On our list
- #113 of 152 money market accounts, by a year’s value on $10,000
Visit NavyThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.00% | −$120 |
| $5,000 | 1.00% | −$70 |
| $10,000 | 1.10% | −$10 |
| $25,000 | 1.15% | $168 |
| $50,000 | 1.55% | $655 |
| $100,000 | 1.55% | $1,430 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499 | 0.00% |
| $2,500 to $9,999 | 1.00% |
| $10,000 to $24,999 | 1.10% |
| $25,000 to $49,999 | 1.15% |
| $50,000 and up | 1.55% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Minimum to open
- NoneSource · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Servicemembers in all branches of the armed forces, including active duty members, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants
- Immediate family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren and household members
- DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants
- An existing member who is a parent, grandparent or guardian of a minor can share the gift of membership through the minor membership application
Features
Check writingInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money