Idaho CentralMoney market accountChecked Oct 10, 2026Updated
Idaho Central Money Market Savings Account
0.40%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $40 after fees
- Monthly fee
- $15 a month
- To open
- $25 to open
- On our list
- #55 of 152 money market accounts, by a year’s value on $10,000
Visit Idaho CentralThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.00% | −$180 |
| $5,000 | 0.40% | $20 |
| $10,000 | 0.40% | $40 |
| $25,000 | 0.60% | $150 |
| $50,000 | 0.75% | $375 |
| $100,000 | 1.00% | $1,000 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499 | 0.00% |
| $2,500 to $24,999 | 0.40% |
| $25,000 to $49,999 | 0.60% |
| $50,000 to $99,999 | 0.75% |
| $100,000 and up | 1.00% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $2,500Source · checked Oct 10, 2026
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- $15 if balance is less than $2,500Source · checked Oct 10, 2026
- Minimum to open
- $25Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $5Source · checked Oct 10, 2026
Who can open it
Features
Bill payCheck writingFree checksInterest bearingMobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money