FirstBank Puerto RicoMoney market accountChecked Oct 10, 2026Updated
FirstBank Puerto Rico Premier Money Market
3.50%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- $20 a month
- To open
- $100 to open
Visit FirstBank Puerto RicoThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$240 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $100,001 to $250,000 | 3.40% |
| $500,000 and up | 3.50% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $100,001Source · checked Oct 10, 2026
- To earn the APY
- your Premier Money Market Account must be linked to a FirstPlus Checking Account
- you maintain an average daily balance of $2,000.00 or more in your FirstPlus Checking Account
- you maintain the applicable average daily balance based on the tiers established for your Premier Money Market Account
- APY when those aren’t met
- 0.00%Source · checked Oct 10, 2026
- Interest compounds
- Interest is credited monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $20 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- If the average monthly balance in the Premier Money Market Account falls below $2,500.00, a $20.00 monthly maintenance fee will apply.Source · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- ATM network
- AllpointSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
Who can open it
- Where
- FloridaSource · checked Oct 10, 2026
Features
Bill payBranch accessDebit cardInterest bearingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money