First Mid Bank & TrustMoney market accountChecked Oct 10, 2026Updated
First Mid Bank & Trust Money Market Deposit Account (MMDA)
0.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$110 after fees
- Monthly fee
- Monthly fee not stated
- On our list
- #133 of 152 money market accounts, by a year’s value on $10,000
Visit First Mid Bank & TrustThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | −$120 |
| $5,000 | 0.10% | −$115 |
| $10,000 | 0.10% | −$110 |
| $25,000 | 0.20% | −$70 |
| $50,000 | 0.50% | $130 |
| $100,000 | 0.50% | $380 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999.99 | 0.05% |
| $5,000 to $25,000 | 0.10% |
| $25,000 to $50,000 | 0.20% |
| $50,000 and up | 0.50% |
Source: the bank’s rates · as of Oct 10, 2026
Fees
- Incoming domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Incoming international wire
- $10Source · checked Oct 10, 2026
- Outgoing international wire
- $75Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $20Source · checked Oct 10, 2026
- Cashier’s check
- $6Source · checked Oct 10, 2026
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money