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Dfcu FinancialMoney market accountChecked Oct 10, 2026Updated

Dfcu Financial Insured Money Market Account (IMMA)

0.05%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
−$115 after fees
Monthly fee
Monthly fee not stated
To open
$2,500 to open
On our list
#138 of 152 money market accounts, by a year’s value on $10,000
Visit Dfcu FinancialThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.02%−$120
$5,0000.05%−$118
$10,0000.05%−$115
$25,0000.10%−$95
$50,0000.10%−$70
$100,0000.10%−$20

Rates by balance

BalanceAPY
$0 to $2,4990.02%
$2,500 to $24,9990.05%
$25,000 to $49,9990.10%
$50,000 to $99,9990.10%
$100,000 to $249,9990.10%
$250,000 to $499,9990.10%
$500,000 and up0.15%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Interest compounds
MonthlySource · checked Oct 10, 2026

Fees

Minimum to open
$2,500Source · checked Oct 10, 2026
ATM network
Co-Op Network ATMsSource · checked Oct 10, 2026

Who can open it

Where
Michigan, FloridaSource · checked Oct 10, 2026
Membership
Membership required:
  • Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
Source · checked Oct 10, 2026

Features

Check writingInterest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money