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Community FirstMoney market accountChecked Oct 10, 2026Updated

Community First Member's Choice Money Market

3.95%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
−$300 after fees
Monthly fee
$25 a month
Visit Community FirstThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–−$300
$5,000–−$300
$10,000–−$300
$25,000–−$300
$50,000–−$300
$100,0000.30%$300

Rates by balance

BalanceAPY
$75,000 to $149,999.992.00%
$150,000 to $299,999.993.00%
$300,000 to $499,999.993.50%
$500,000 to $749,999.993.65%
$750,000 to $1,999,999.993.90%
$2,000,000 and up3.95%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$75,000Source · checked Oct 10, 2026
To earn the APY
Active checking defined as 4 or more transactions per month.Source · checked Oct 10, 2026
APY when those aren’t met
0.30%Source · checked Oct 10, 2026

Fees

Monthly fee
$25 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$0 if min. balance maintained, otherwise $25.Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:Source · checked Oct 10, 2026

Features

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money