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Credit union in Raleigh, NCChecked Oct 10, 2026Updated

State Employees'

Best savings rate
3.50% APY State Employees' Coverdell Education Savings Account (CESA)
Best CD rate
4.30% APY for 18 months
Accounts we track
15

Savings accounts

AccountAPYMonthly fee
State Employees' CESA–$1
State Employees' Coverdell Education Savings Account (CESA)3.50%$1
State Employees' Fat Cat Share Account0.25%None
State Employees' Holiday Cash Club Account–None
State Employees' Receipt and Agreement (R&A) Account–None
State Employees' Salary Advance Cash Account–None
State Employees' Share Account0.10%$1
State Employees' Summer Cash Account–None
State Employees' Zard Share Account0.25%$1

Money market accounts

AccountAPYMonthly fee
State Employees' Money Market Share Account (MMSA)2.18%$2

Checking accounts

AccountAPYMonthly fee
State Employees' CashPoints Global (CPG) Account–$1
State Employees' CashPoints Global Account–$1
State Employees' Checking Account–$1
State Employees' Zard Checking Account–$1

CDs

State Employees' CD rates: 1 CD, up to 4.30% APY for 18 months.

About State Employees'

Headquarters
Raleigh, NC
Regulator
National Credit Union Administration
NCUA charter
66310 · NCUA record
Federal Reserve RSSD ID
1189117
Website
ncsecu.org
Deposit insurance
NCUSIF-insured through the NCUA, up to $250,000 per member, per ownership category. How much of yours is covered

From the NCUA's register of institutions. Rates and fees are on each account's page, with their sources.