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State Employees'Checking accountChecked Oct 10, 2026Updated

State Employees' CashPoints Global (CPG) Account

$1monthly fee
A year for an everyday customer
−$12 fees and interest, $2,000 kept
To open
No minimum to open
On our list
#426 of 986 checking accounts, by a year’s value for an everyday customer
Visit State Employees'The bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$1 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$1 if there is a balance in the account on the statement dateSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Returned item (NSF) fee
$12Source · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
ATM network
CashPoints ATM; Visa/PLUS ATMSource · checked Oct 10, 2026
Out-of-network ATM fee
$0.75Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Incoming domestic wire
NoneSource · checked Oct 10, 2026
Outgoing domestic wire
$15Source · checked Oct 10, 2026
Incoming international wire
NoneSource · checked Oct 10, 2026
Outgoing international wire
$35Source · checked Oct 10, 2026
Cashier’s check
$2Source · checked Oct 10, 2026
Card replacement
$8Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Employees of the state of North Carolina, employees of North Carolina public boards of education, employees of North Carolina county departments of Social Services, Health, Mental Health, and Civil Defense, employees of associations formed for the benefit of state of North Carolina employees, employees of agencies or departments whose employees are otherwise subject to the North Carolina State Personnel Act, and employees of federal agencies assigned to North Carolina state agencies.
  • Members of the North Carolina National Guard.
  • Individuals retired from the above employment or service as pensioners and/or annuitants, including former employees who are “vested” and have not withdrawn or terminated future eligibility to be a pensioner and/or annuitant.
  • Immediate family of an existing member, including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and adoptive relationships.
Source · checked Oct 10, 2026

Features

Bill payDebit card

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees