TruistChecked Oct 4, 2026

Truist Business Premium Credit Card

1,000 rewards after you spend $15,000 in 3 months.

Welcome offer: Issuer's pagetruist.com
“Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.”
Checked Oct 4, 2026Open on truist.com Report a problem
Annual fee: Issuer's pagetruist.com
“$0 Introductory Annual Fee for the first year, $299 after that.”
Checked Oct 4, 2026Open on truist.com Report a problem
Purchase APR: Issuer's pagetruist.com
“17.74% to 26.74%”
Checked Oct 4, 2026Open on truist.com Report a problem

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What it's worth

The spending each assumes, a month

Light spender: groceries $300, dining $100, gas $100, everything else $500
Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Assumed: welcome bonus needs $15,000 in 3 months.

Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards

Lower top APR than about 70% of the 128 cards on our Sign-up bonuses list (see the list).
Worth more to a typical spender than about 70% of the 650 cards we track.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

1,000 rewards

After you spend $15,000 on purchases in your first 3 months.

Earn after spending $15,000 on purchases in the first 90 days after account opening.

Spending it takes$5,000 a monthfor 3 months

Tracking sinceSep 29, 2026history will chart every change

Rates and fees for the Truist Business Premium Credit Card, each with its source
Annual fee	Issuer's pagetruist.com “$0 Introductory Annual Fee for the first year, $299 after that.” Checked Oct 4, 2026Open on truist.com Report a problem
Purchase APR	Issuer's pagetruist.com “17.74% to 26.74%” Checked Oct 4, 2026Open on truist.com Report a problem variable
Balance transfer APR	Issuer's pagetruist.com “17.74% to 26.74%” Checked Oct 4, 2026Open on truist.com Report a problem
Balance transfer fee	Issuer's pagetruist.com “4% of each advance ( $10.00 minimum)” Checked Oct 4, 2026Open on truist.com Report a problem
Cash advance APR	Issuer's pagetruist.com “27.74%” Checked Oct 4, 2026Open on truist.com Report a problem
Cash advance fee	Issuer's pagetruist.com “4% of each advance ( $10.00 minimum)” Checked Oct 4, 2026Open on truist.com Report a problem
Penalty APR	Issuer's pagetruist.com “29.99%” Checked Oct 4, 2026Open on truist.com Report a problem
Grace period	Issuer's pagetruist.com “Your due date is at least 25 days after the close of each billing cycle.” Checked Oct 4, 2026Open on truist.com Report a problem
Minimum interest charge	Issuer's pagetruist.com The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026Open on truist.com Report a problem

10% Loyalty Cash Bonus when rewards are redeemed into a Truist business deposit account
Visa Zero Liability protection against unauthorized card use
Additional Visa benefits

What is the annual fee?: $0 Introductory Annual Fee for the first year, $299 after that. truist.com, since Sep 29, 2026
What is the purchase APR?: 17.74–26.74% APR truist.com, since Sep 29, 2026
Is there a welcome bonus?: 1,000 rewards after $15,000 in purchases in 3 months. truist.com, since Sep 29, 2026

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).