Costco Anywhere Visa® Business Card by Citi
Purchase APR 18.99–26.99%, variable.
- Annual fee
- Issuer's pageciti.com
“$0 annual fee with active Costco membership.”
- Purchase APR
- Issuer's pageciti.com
The source states this figure; we have no exact sentence on file yet.
- Foreign transaction fee
- Issuer's pageciti.com
“No foreign transaction fees 1”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $190 | $190 |
| Typical spender | $505 | $505 |
| Heavy spender | $1,235 | $1,235 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 95% of the 650 cards we track.
- Lower top APR than about 50% of the 577 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
How you earn · Costco Cash Rewards
- 5%Gas purchased at Costco warehouse locations worldwide
- 4%Other eligible gas and electric vehicle (EV) charging purchases worldwide, in combined Costco and other eligible gas and/or EV charging purchases
- 3%Restaurant purchases, including cafes, bars, lounges, and fast food restaurants
- 3%Eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel
- 2%All other purchases from Costco and Costco.com
- 1%Everything else
Rates and fees
| Annual fee | Issuer's pageciti.com “$0 annual fee with active Costco membership.” |
|---|---|
| Purchase APR | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Cash advance APR | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Cash advance fee | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Penalty APR | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pageciti.com “No foreign transaction fees 1” |
| Minimum interest charge | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- No foreign transaction fees.
- The card doubles as the Costco membership card.
- Global acceptance wherever Visa is accepted.
- Citi Entertainment provides eligible Citi cardmembers special access to purchase tickets, including presale tickets and exclusive experiences.
- Free access to a FICO Score.
- 24/7 travel and emergency assistance; referrals or assistance are provided at no cost, but the cardmember pays for services used.
- Roadside assistance dispatch service is available in the United States, Puerto Rico, and the U.S. Virgin Islands; the cardmember is responsible for service costs.
- Citi Quick Lock can block new charges while allowing recurring transactions to continue.
- No Authorized User fee.
- Purchase protection: Within 120 days of purchase or delivery of the item; 90 days for New York residents
- Rental car
- Travel accident
- Emergency assistance
Questions
Other cash back cards
- Capital One Spark CashCapital One · about the same
- Costco Anywhere Visa Card by CitiCiti · about the same
- Alliant Visa Signature Credit Card with CashbackAlliant Credit Union · −$55 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).