Lufthansa Miles & More® World Elite Mastercard®
70,000 miles welcome bonus. $89 a year.
- Welcome offer
- Issuer's pagecards.barclaycardus.com
“Earn 70,000 miles”
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $89.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $30 | $30 |
| Typical spender | $910 | $210 |
| Heavy spender | $1,270 | $570 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢; welcome bonus needs $4,000 in 3 months.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 65% of the 650 cards we track.
- Lower annual fee than about 30% of the 131 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
70,000 miles
Spend $4,000 in purchases and pay the annual fee in full
Both requirements must be completed within the first 90 days. The bonus may only be earned once.
How you earn · Miles & More
- 2× milesMiles & More partner airline tickets
- 1× milesEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $89.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.” |
| Intro APR | Issuer's pagecards.barclaycardus.com “0% introductory APR for 15 months on balance transfers made within 45 days of account opening.” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com “After that (and for balance transfers that do not post within 45 days of account opening), your APR will be 19.74% to 29.74%, based on your creditworthiness and other factors.” |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Two complimentary Lufthansa Business Lounge Vouchers annually
- Annual Companion Ticket after each account anniversary; taxes and fees apply.
- Once each calendar year, convert 5,000 to 25,000 miles earned on purchases into Points and Qualifying Points. For example, 5,000 miles convert to 20 Points and 20 Qualifying Points.
- Redeem for flight tickets from the entire Lufthansa Group and Star Alliance network.
- No foreign transaction fees on international purchases.
- Annual fee waived for Senator and HON Circle Members while they maintain Senator or HON Circle status.
Questions
- What is the annual fee?
- $89 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.74–29.74% APR cards.barclaycardus.com, since Oct 1, 2026
- Is there an intro APR?
- 0% for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. cards.barclaycardus.com, since Oct 1, 2026
- Is there a welcome bonus?
- 70,000 miles after $4,000 in purchases. cards.barclaycardus.com, since Oct 1, 2026
Other miles cards with fees up to $100
- Venture RewardsCapital One · $95 a year+$295 a year
- Air France KLMBank of America · $89 a year+$205 a year
- Cathay PacificSynchrony · $99 a year+$25 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).