ANA CARD USA Plus Visa ®
5,000 ANA Mileage Club miles welcome bonus. $85 a year.
- Welcome offer
- Issuer's pageanacardusa.com
“Receive 5,000 bonus miles after your first purchase 2”
- Annual fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
- Foreign transaction fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $100 | $50 |
| Typical spender | $280 | $230 |
| Heavy spender | $640 | $590 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Lower top APR than about 80% of the 128 cards on our Sign-up bonuses list (see the list).
- Worth more to a typical spender than about 65% of the 650 cards we track.
- Lower annual fee than about 30% of the 131 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
5,000 miles
First qualifying purchase using ANA CARD U.S.A.
Bonus miles may take up to 6 weeks from card issuance to reflect in the account.
How you earn · ANA Mileage Club
- 1× milesEverything else
Rates and fees
| Annual fee | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Cash advance APR | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Cash advance fee | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Late payment | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Grace period | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Minimum interest charge | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Primary cardholders who earn 30,000 premium points or more within one year qualify for ANA Bronze Service membership status even if they do not meet the 15,000-point requirement for ANA Group-operated flights.
- ANA Mileage Club regular members who are primary cardholders receive 25% Flight Bonus Miles when flying on ANA Group flights.
- ANA Premium members (Diamond, Platinum, or Bronze) receive a Flight Bonus Miles ratio increased by 5% when flying on ANA Group and/or United Air-operated flights.
- Priority Check-In is available on ANA-operated international flights by presenting the card at the Business Class check-in counter.
- Receive 10% off all ANA in-flight purchases on international and domestic flights when using the card. The discount applies only up to 200,000 yen for international flights and 85,000 yen for domestic flights; code-share flights operated by other airlines are excluded.
- Receive 10% off selected items at specified ANA Group airport duty-free stores in Japan, subject to stated exceptions.
- Receive 5% off Best Flexible Rates at IHG ANA Hotels Group Japan when booking directly or through the Tokyo Reservation Center. An ANA Hotel stay using this member discount also includes free breakfast and a welcome drink, subject to stated terms.
- Receive 5% off selected items at ANA FESTA airport gift shops in Japan, subject to stated exclusions and conditions.
- Discount benefits are available at ANA partner hotels and group retail stores.
Questions
- What is the annual fee?
- $85 Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. Reported to the CFPB, Dec 31, 2025, since Oct 4, 2026
- What is the purchase APR?
- 23.74–24.24% APR Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- Is there a welcome bonus?
- 5,000 ANA Mileage Club miles. anacardusa.com, since Oct 2, 2026
Other miles cards with fees up to $100
- Venture RewardsCapital One · $95 a year+$275 a year
- Air France KLMBank of America · $89 a year+$185 a year
- Cathay PacificSynchrony · $99 a year+$5 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).