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American Express credit cardChecked Oct 10, 2026Updated Our illustration, not the card’s design

American Express® Corporate Gold Card

$250 a year. Purchase APR 19.49–29.24%.

Annual fee
Purchase APR
Foreign transaction fee
See it on americanexpress.comRates and fees

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What it's worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
SpendingFirst yearAfter
Light spender−$250−$250
Typical spender−$250−$250
Heavy spender−$250−$250
The spending each assumes, a month
  • Light spender: groceries $300, dining $100, gas $100, everything else $500
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Estimates from the published terms above, as checked Oct 10, 2026; not advice. How we value cards

Before you apply

  • What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
  • Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)

Rates and fees

Rates and fees for the American Express® Corporate Gold Card, each with its source
Annual fee
Purchase APR
Foreign transactions

Carrying a balance? See how long it takes to pay off

Benefits

  • Airline Fee Credit: $100 annual
  • Global Entry fee credit: $120 every 4 years
  • TSA PreCheck fee credit: $85 every 4 years
  • Either a $120 Global Entry statement credit or up to an $85 TSA PreCheck statement credit; only one credit is provided in a four-year period for whichever application fee is charged first.
  • Complimentary Hilton Honors Silver status, with a 20% bonus on Base Points earned on every stay and a fifth night free when booking a standard room stay with 100% Points; enrollment required.
  • Earn 5% Uber Cash on eligible business Uber rides and Uber Eats orders charged to the Corporate Gold Card; enrollment required. Uber Cash can be used for personal Uber rides and Uber Eats orders in the U.S.
  • Accessible, app-based expense reporting to help monitor spending management.
  • American Express @ Work reporting, alerts, status tracking, and customizable expense-management features; enrollment required.
  • Global Assist Hotline support when traveling more than 100 miles from home; Card Members are responsible for costs charged by third-party service providers.

Questions

What is the annual fee?
$250 americanexpress.com, since Oct 8, 2026
Does it charge a foreign transaction fee?
No. Reported to the CFPB, Dec 31, 2025, since Oct 8, 2026
What is the purchase APR?
19.49–29.24% APR Reported to the CFPB, Dec 31, 2025, since Oct 8, 2026

Other cards without rewards with fees up to $300

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).